A loan of $1,475 helped to invest in merchandise such as cosmetics, perfumes, pants, skirts, shorts, blouses, and bedclothes for the Christmas season.


Anne Alicia's story

Anne Alicia, 44, is married with three children of the ages of 21, 23 and 26, all of them grown. She is a native of the department of the Chinandega which is located in the country's western region. Chinandega is characterized by being a commercially productive region. Anne's business is the sale of general merchandise. The business consists of selling products such as cosmetics, perfumes, pants, skirts, shorts, blouses, and bedclothes which she sells for cash or credit. She has her business located in her living quarters and has been in business for five years. The challenges and problems she faces with her family are with her elder son since he is a person with special needs and depends on his mother entirely for his care and financial support. The business came about out of the necessity of having her own source of income in order to help with household costs and her son's medical expenses.

She needs the loan to increase her working capital and stock her business with merchandise since the Christmas season is approaching when sales go up and she must be ready to respond to her customers. Anne appreciates the help given by the Kiva lenders to persons of scarce resources and poor countries such as Nicaragua that they may have dignified means of work.

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Translated from Spanish by Kiva volunteer Meg Wolfe-Roberts



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