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Anne Alicia
Anne Alicia, 44, is married with three children of the ages of 21, 23 and 26, all of them grown. She is a native of the department of the Chinandega which is located in the country's western region. Chinandega is characterized by being a commercially productive region. Anne's business is the sale of general merchandise. The business consists of selling products such as cosmetics, perfumes, pants, skirts, shorts, blouses, and bedclothes which she sells for cash or credit. She has her business located in her living quarters and has been in business for five years. The challenges and problems she faces with her family are with her elder son since he is a person with special needs and depends on his mother entirely for his care and financial support. The business came about out of the necessity of having her own source of income in order to help with household costs and her son's medical expenses.

She needs the loan to increase her working capital and stock her business with merchandise since the Christmas season is approaching when sales go up and she must be ready to respond to her customers. Anne appreciates the help given by the Kiva lenders to persons of scarce resources and poor countries such as Nicaragua that they may have dignified means of work.
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Anne Alicia de 44 anos de edad, casada con tres hijos de 21, 23,26 anos de edad todos mayores. Ella originaria del departamento de Chinandega, lugar que esta ubicado en la zona de occidente del país. Chinandega se caracteriza por ser una zona comercialmente productiva. Anne tiene por actividad económica la venta de mercadería en general. El negocio consiste en vender productos como cosmético, perfumería, pantalones, faldas, short, blusas, ropa de cama, el cual vende de contado y de crédito. El negocio lo tiene ubicado en su casa de habitación desde hace 5 anos que se desempeña en el negocio. Los desafíos y problemas que enfrentan como familia es con su hijo mayor ya que él tiene ya que él es una personas especial y depende totalmente de su madre en cuido, atenciones, y económicamente. El negocio surgió por la necesidad de tener una fuente de ingreso propia para poder ayudar con los gastos del hogar, y gastos medico de su hijo. El financiamiento lo necesita para invertir en capital de trabajo y surtir su negocio con mercadería ya que se acerca la temporada navideña y la venta se incrementa y poder dar respuesta a sus clientes. Anne agradece la ayuda que los inversionistas kiva les brindan a personas de escasos recursos y países pobre como es Nicaragua para tener fuentes de trabajo digno.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

About Nicaragua

  • $4,800
    Average annual income
  • 39
    View loans »
    Nicaragua Loans Fundraising
  • $26,385,025
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Anne Alicia to invest in merchandise such as cosmetics, perfumes, pants, skirts, shorts, blouses, and bedclothes for the Christmas season.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Oct 26, 2012
Nov 20, 2012
Currency Exchange Loss:
Jun 18, 2013