A loan of $1,575 helped a member to invest in working capital and to purchase plantains to sell door to door.

El Triunfo Group's story

The communal bank "El Triunfo" [The Triumph] is made up of eight members. All of the members are adults, married, and together they have fifteen children they are responsible for. They are fighting, hard-working individuals with the desire to offer the best opportunities for their children so that they have a better future.

These members decided to select a communal bank model to qualify for loans and mutually help one another in their different economic activities. The communal bank was formed in Malpaisillo, a place that is located in the western part of the country. Malpaisillo is characterized as being an agricultural area where growing crops, like corn and bananas, is the main activity.

Graciela Ramona is the coordinator of the bank and is responsible for the smooth operation of the bank, in addition to paying her own installments. Graciela sells bananas from her house and also travels to customers' homes to sell. Graciela's routine is to leave to sell in the community with her small cart of bananas. For ten hours every day, she offers her products to her regular clients and to potential new customers.

The communal bank El Triunfo is thankful for the help that the Kiva investors have offered to them and to other people with scarce resources in poor countries, like Nicaragua.

In this group: Graciela Ramona, Leyla Del Carmen, Amparo Jackeline, Celso, Maria Jesus, Imara Lourdes, Aurelia Avigail, Lucrecia Del Rosario

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Translated from Spanish by Kiva volunteer Christina Mellace

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