A loan of $3,250 helped a member invest in working capital for buying and selling cuajada.


Banco Comunal Arca De Noe Group's story

The Arca de Noe (Noah’s Ark) communal bank has nine members. They are all single mothers with 24 children in their care. They are in Sauce which is located in northern part of the country. Sauce is an area known for the production cuajada (curd), cream, milk and cheese. These women have been characterized as hard-working, determined, humble people from the country. They came together in order to be eligible for a communal bank loan. They know each other and support each other with their businesses. Adriána Esperanza is the coordinator who is responsible for making sure the members make their payments on time. Adriana sells cuajada through a delivery service. She goes out to the streets to sell for ten hours a day under the intense sun with a weight of 20kg. She wants to give food and better opportunities to her children. She is requesting a loan to invest in working capital for the purchase and sale of cuajada in order to satisfy the demands of her customers and to improve her earnings. Adriana is grateful for the help the Kiva investors give to poor people and countries like Nicaragua in order to give them a decent work environment.

In this group: Martha Del Socorro, Marcela Zenayda, Jazmina Del Carmen , Adriana Esperanza, Josefa , Gladis Del Rosario, Deyanira , Linda Guadalupe, Ester Marina
*not pictured

Translated from Spanish by Kiva volunteer Lauren Jackson



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