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Roly Andres

Update on Roly Andres

Roly Andrés, 25, lives in a common-law relationship and has a five-month-old child. He lives with his child and with his spouse in the city of Ventanas in the province of Los Ríos. He's a member of Jerusalán Communal Bank, located in the El Caimito I neighborhood in Puerto Pechiche Parish, Pueblo Viejo Canton. This communal bank consists of short-cycle farmers who grow corn, rice, and pigeon peas.

Roly Andrés has made a living in agriculture for 6 years, growing corn and rice. He's requesting the loan to buy insecticide, urea, liquid weedkiller, and fertilizer. The loan will help him buy fertilizer for planting his crops.

He'll make his purchases and sales in Ventanas, Los Ríos Province. The challenges he faces are pests and bad weather.

His dream is to fix up his house and buy himself a car. In his free time he likes to play indoor soccer and volleyball. "He's very grateful for the help of the previous loan because he was able to buy what he needed for sowing season."
View original language description ↓
Roly Andres tiene 25 años de edad de estado civil unión liretiene un hijo de 5 meses de edad, vive con el hijo y con el conyugue en la ciudad de Ventanas Provincia de los Ríos.

Es integrante da la VRC JERUSALEN, se encuentra ubicada en el recinto el Caimito I, perteneciente a la parroquia Puerto Pechiche Cantón pueblo Viejo, Esta Ventanilla se dedica labores agrícolas de ciclo corto siembra de maíz, arroz, frejol Gandul.

Roly Andres se dedica a la agricultura a la siembra de maíz, arroz desde hace 6 años atras. Solicita el crédito para comprar insecticidas, urea, líquido mata maleza, abonos. Con la ayuda del crédito podrá comprar los fertilizantes para las siembras.

Las compras y las ventas las realizará en la ciudad de Ventanas Provincia de los ríos. Los desafíos a los que se enfrenta son las plagas y el mal clima.
El sueño es arreglar la casa y comprarce un carro. En el tiempo libre le gusta jugar indor y boli.
"Esta muy agradecido por la ayuda del anterior crédito porque pudo comprar lo necesario para las siembras"

Previous Loan Details

Roly Andrés, 24, is in a common law relationship but does not have children; he lives with his wife in Ventanas Canton, Los Ríos Province. The “Jerusalen” communal bank is located in Recinto El Caimito belonging to Puerto Pechiche Parish, Pueblo Viejo Canton. The members are short cycle corn,... More from Roly Andres's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 32
    View loans »
    Ecuador Loans Fundraising
  • $26,708,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Roly Andres to buy insecticide, urea, liquid weedkiller, and fertilizer.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Oct 30, 2012
Nov 21, 2012
Currency Exchange Loss:
Aug 17, 2013