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Nino is a 24-year-old woman from a small village of the Mtskheta district. She lives with her husband, two children (5 and 6 years old), and grandmother who is provided a retirement pension. Her husband works as a daily worker and gets seasonal income. Nino owns a plot of land where she grows different kinds of vegetables. The harvested vegetables are sold locally at a good price. Nino is a very hard working young woman and does her best to ensure a good harvest. Nino requested a loan for cultivating a plot of land. After the land is cultivated, she plans to sow wheat and sell the harvested wheat locally. It will increase the income of her family, and thus, they will be able to improve their living conditions. She awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 50
    View loans »
    Georgia Loans Fundraising
  • $8,637,875
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Nino to cultivate a plot of land and sow wheat.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 8, 2012
Nov 20, 2012
Currency Exchange Loss:
May 17, 2013