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Armine lives with her husband (in the photo) and two sons in Ashotavan village in the Syuniq region. Besides her work in the local village hall, Armine is also involved in agriculture. She breeds cattle and has 10 cows, 25 chickens, and 10 turkeys.

Armine also has a little farm where wheat, potatoes, cabbage, and grass are grown. She has applied for the loan to purchase forage for the cattle. The loan is very important for Armine because it will give her the chance to earn more income.

The loan amount will also be spent on fuel which will help Armine to cut transportation costs and allow her to sell her products to the local market traders.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 170
    View loans »
    Armenia Loans Fundraising
  • $17,105,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Armine to purchase forage for cattle and fuel.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 1, 2012
Nov 20, 2012
Currency Exchange Loss:
Dec 17, 2014