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Samuel is a 63-year-old married man. He has five children with ages ranging from six to 24 years. He describes himself as being strong and warm.

He operates a livestock business where he sells livestock such as cows, goats, etc. He has been involved in this business for eight years. His business is located in an agricultural business area, and his primary customers are local residents.

He describes his biggest business challenge as having insufficient funds for improving the business. He will use the Kes 8,700 loan to buy a water tank which will be used by his seven family members.

His business goal is to improve his business within five years. This is his fifth loan with SMEP DTM, after taking a previous one of Kes 50,000 which he managed to pay back successfully. Samuel plans to complete installing his water tank after eight weeks upon delivery.

Additional Information

More information about this loan

This loan is a part of SMEP's loan program to promote clean drinking water in partnership with Called WASH (Water, Sanitation and Hygiene), this program offers three loan products:

1)      Loans designed to increase access to water. This includes financing for water tanks, water connections, water kiosks, pumps, filters, dispensers and catchment systems.

2)      Loans for sanitation improvements. This includes financing for the construction of bathrooms, toilets, septic tanks, soak pits, pit latrines, disposal units and incinerators.

3)      Loans for the drilling and construction of boreholes, shallow wells and water towers. This also includes the establishment and improvement of water treatment plants and chemicals.

WASH loan products carry greater risk than typical Kiva loans because they are used to fund non-income generating assets (in most cases), and therefore will need to be repaid with other sources of income. This income may already be contingent on other loans held by loan recipients.

About Kenya

  • $1,800
    Average annual income
  • 512
    View loans »
    Kenya Loans Fundraising
  • $50,344,275
    Funds lent in using Kiva
  • 85.7
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Samuel to purchase a water tank.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 30, 2012
Nov 20, 2012
Currency Exchange Loss:
Dec 17, 2013