A loan of $1,225 helped to change three windows and windowsills in her apartment, and further set up a balcony.


Yana's story

Yana is 24 years old. She works as an accountant at a publishing house in the city of Novaya Kahovka. Yana got married not long ago, and she and her husband moved to their own apartment. The apartment has been in need of repair for a long time, but the young family has not had the necessary funds to repair it.

Yana turned to Kiva for a loan in the amount of 8,000 hryvnia for personal purposes. She did not have enough money of her own to change three windows and windowsills in the apartment, and further to set up a balcony. After the cold came, and the apartment became significantly colder, this need became more pressing for the whole of Yana's family. Therefore she decided to stop postponing the repair and make use of Kiva's financial services, and thereby making the family's life easier and create comfort in the house.

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Translated from Russian by Kiva volunteer Audhild A.



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