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José is married and is the father of two children who go to school. He lives in his own home with his family and also supports a brother and his mother. He works in public relations. He will use this loan to buy construction materials (cement, metal sheets, iron, beams, etc.) to continue work on his home. In the future, he hopes to finish his house to offer more comfort to his family. To do this, he promises to make his payments on time so he can request more loans from Hluvuku. His challenge is paying off the loan on time so he can obtain more loans to finish his house.
View original language description ↓
Casado e pai de 2 filhos que frequentam Escola, vive na casa própria com a sua família e sustenta mais um irmão e a mãe.
Trabalha nas relações públicas. Com este empréstimo pretende comprar material de construção (cimento, chapas, ferro, barrotes, e outros) para dar continuidade a obra da sua residência.
No futuro deseja concluir a sua obra e melhor confortar a sua família, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é o pagamento devido do empréstimo para poder obter mais ate concluir a sua casa.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 41
    View loans »
    Mozambique Loans Fundraising
  • $3,095,650
    Funds lent in using Kiva
  • 30.2
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped José to buy construction materials (cement, metal sheets, iron, beams, etc.) to continue work on his house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 31, 2012
Dec 1, 2012
Currency Exchange Loss:
Mar 18, 2013