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Simiao is married and the father of 2 children who attend School, lives in his own house with his family and doesn't support anyone else.

He's a policeman and a permanent employee of the Ministry of the Interior. With this loan he plans to buy construction material (sand, cement, metal sheets, iron, beams and others) to renovating his home.

In future Simiao wishes to complete the work on his house and officially get married. To this end he commits to duly paying off the loan in order to solicit further loans from Hluvuku.

His challenge is the difficulty of obtaining transport to his place of work.
View original language description ↓
Casado e pai de 2 filhos que frequentam Escola, vive na casa própria com a sua família e não sustenta mais ninguém.
É polícia e quadro do Ministério do interior. Com este empréstimo pretende comprar material de construção (areia, cimento, chapas, ferro, barrotes, e outros) para reabilitar a sua residência.
No futuro deseja concluir a sua obra e casar oficialmente, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é a dificuldade de transporte para o local de trabalho.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 39
    View loans »
    Mozambique Loans Fundraising
  • $3,101,775
    Funds lent in using Kiva
  • 30.2
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Simião buy construction material (sand, cement, metal sheets, iron, beams and others) to renovating his home.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Oct 31, 2012
Dec 1, 2012
Currency Exchange Loss:
Mar 18, 2013