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Mrs Hawa is 43 years old, married, a mother of 7 children, and lives with her husband and other family members in the Diamarabougou neighborhood in the commune of Markala, the fourth largest administrative region in Mali. Mrs Hawa did not attend much school, but learned the aspects of being involved in a small business as a child, while being next to her mom, who sold condiments. For the last 30 years she has been selling rice and has gained a very positive reputation for being welcoming and for selling cereals of great quality. In order to increase her capital and to insure she has enough merchandise to sell, she is asking for a loan from Soro Yiriwaso. After having correctly reimbursed 9 other group loans, she is asking for her first individual loan, which she plans to use towards the purchase of 12 bags of rice. She stocks up on rice from the 'Office of Niger'. Mrs Hawa sells for cash and credit to a customer base comprised of both men and women. She hopes to earn a monthly profit of 45,000 FCFA (approximately 84 USD), which she will used to take care of the needs of her home. She hopes to someday become a wholesaler for a variety of cereals and grains.
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Madame Hawa est âgée de 43 ans, mariée et mère de 7 enfants, elle loge chez son mari dans une famille nucléaire au quartier Diamarabougou de Markala, dans la quatrième région administrative du Mali..
N’ayant pas été très loin à l’école, elle a appris le petit commerce à l’enfance à côté de sa maman qui vendait des condiments. Elle effectue le petit commerce de riz depuis plus de 30 ans et jouit d’une grande réputation. Sa force de vente est l’accueil et la vente des céréales de qualité.
Dans le but d’augmenter son fonds de commerce pour pouvoir assurer le stock de vente, elle a fait recours à Soro Yiriwaso. Après avoir correctement remboursé 9 cycles de prêt solidaire, elle est à son 1er cycle de prêt individuel qu’elle compte utiliser pour acheter 12 sacs de riz. Elle s’approvisionne en riz avec les producteurs de l’office du Niger.
Madame Hawa vend au comptant et à crédit à une clientèle composée d’hommes et de femmes. Elle espère réaliser un bénéfice mensuel moyen de 45 000 FCFA, qui serait utilisé pour prendre en charge les petits besoins du foyer. Elle a pour objectif de devenir grossiste dans la vente de céréales.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

About Mali

  • $1,100
    Average annual income
  • 54
    View loans »
    Mali Loans Fundraising
  • $12,694,550
    Funds lent in using Kiva
  • 512.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD