A loan of $250 helped to pay for groceries, toiletries and beverages needed in her business.

Ofelia's story

This is Ofelia, 56, a resident of Intramuros, Manila, Philippines. She is married to Inocencio, an employee, and she is a mother. She and her husband manage their household while operating the business. At this time, Ofelia is working hard to continually provide income for their everyday expenses.

Ofelia operates a variety store. In the Philippines, a variety store is basically a small convenience store that retails groceries, toiletries and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, 5 PHP worth of cooking oil or an egg. She earns a profit by getting supplies at wholesale prices and selling them by the piece. Ofelia's regular customers are her neighbors and the local community. She earns a minimum of 500 PHP in sales every day.

To help her continue operating her business, Ofelia is requesting a loan of 10,000 PHP. She will utilize the loan to buy groceries, toiletries and beverages to expand her product inventory. She expects a boost in her business income as she expands her business.

Ofelia hopes to expand her business through all of her hard work on her business. She faithfully meets up every week with her co-fellowship* members to share stories of her work and to draw strength and inspiration from the Word of God she studies.

*All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital and repay Micro Finance loans.

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