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Phol is 26 years old. She is married and lives with her two children in Takeo Province, Cambodia. She has been involved in growing rice and fattening up animals for more than five years, earning approximately $2 daily. Her husband runs a business which purchases junk materials to resell. He earns about $20 per day.

Because their current motorbike is old, Phol is requesting a loan of $1300 to purchase a motorbike for her husband to transport junk materials. This purchase will help him to transport junk materials faster thus earning more income for the family. In the future, she would like to expand the business and send her children to a good school. Moreover, Phol hopes to build a new house as soon as possible.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 162
    View loans »
    Cambodia Loans Fundraising
  • $41,452,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Phol to purchase a motorbike for her husband to tranport junk materials.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 5, 2012
Dec 1, 2012
Currency Exchange Loss:
May 17, 2014