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Phea is 24 years old. She is married and lives with her two children in Takeo Province, Cambodia. She has been working in a garment factory for more than five years, earning approximately $3 daily. Her husband is a rice farmer who earns about $4 each day.

Phea is requesting a loan of $1400 to purchase fertilizer and a water pump to use for farming. This purchase will help her crops to grow well and provide a high yield. In the future, she would like to expand her farmland and send her children to a good school. Moreover, Phea hopes to build a new house as soon as possible.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Phea to purchase fertilizer and a water pump to use for farming.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 7, 2012
Dec 1, 2012
Currency Exchange Loss:
Jul 20, 2013