A loan of $375 helped to pay for grocery items and products needed in her business.


Vilma's story

This is Vilma, 54, resident of Dasmariñas, Cavite, Philippines. She is married to Danilo, a carpenter. She is a mother. She, together with her husband, manages their household while operating the business. At this time, she is working hard to provide income for their everyday expenses.

Vilma operates a variety store. In the Philippines, a variety store is basically a small convenience store, which retails groceries, toiletries and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, a PHP 5-worth of cooking oil, or an egg. She earns profits by getting supplies at wholesale prices and selling by the piece. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 500 in sales every day.

To help her continue operations of her business, she is requesting a PHP 15,000 loan. She will be using the loan to buy groceries, toiletries, and beverages to expand her product inventory. She expects a boost in her business income as she expands her business.

Vilma dreams of having a good life and hopes to expand her business through all her hard work on her business. She faithfully meets up with her co-fellowship* members to share stories of her work every week, where she can also draw strength and inspiration from the Word of God.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.



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