A loan of $1,225 helped to pay for additional stocks of merchandise like flat irons, washing machines, DVD players, rice cookers, standing fans and other products needed in her business.


Emelita's story

This is Emelita, 43, a resident of Tondo, Manila, Philippines. She is married to Jacinto, a foreman, and is a mother to her children. She, together with her husband, manages their household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses. Emelita operates a buy and sell business. She buys general merchandise from wholesalers and sells it with a little profit. Products can range from furniture to household appliances and other products of the like. Customers are attracted to buy due to the low selling prices and the many options they are offered. Her regular customers are her neighbors and the local community. She earns a minimum of PHP 2,000 in sales every week. To help her continue operations of her business, she is requesting a PHP 50,000 loan. She will be using the loan to buy additional stocks of merchandise like flat irons, washing machines, DVD players, rice cookers, standing fans and other products needed in her business. She expects a boost in her business income as she expands her business. Emelita dreams to be able to give her all her children a good and high quality education and hopes to have her own car through all her hard work on her business. She faithfully meets up with her co-fellowship* members to share stories of her work every week and where she can also draw strength and inspiration from the word of God she studies. * All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the word of God, build social capital, and pay microfinance loans.



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