A loan of $550 helped to buy undergarments, outerwear, medication, multi-use products, and Christmas decorations.

Nelvis Judith's story

Nelvis is 35 years old and makes a living selling various goods from her home, located in the southwest of her city. She lives with her spouse and 5-year-old son.

In her business, she mainly sells kitchen utensils, undergarments, bedspreads, sheets, medications, multivitamins, and beauty products. She has two years of experience in the commercial sector, since the moment when she decided to support the management of the family income. Until that point, this had been almost completely the responsibility of her spouse. She had studied to be a nurses' aid, and she only had temporary jobs.

She markets the products which she sells by making visits to new clients and offering pre-sales to returning clients, who send her referrals to help her manage her business.

She makes her purchases on credit, taking into account the ability of her clients to pay and the possibilities of monthly and weekly payments, according to the frequency which has been agreed upon.

Her goal is to expand her business in order to increase her profits and to continually support the wellbeing of her family. She currently needs to expand her working capital, which is why she has applied for a Kiva loan.

This is her first loan with the Mario Santo Domingo Foundation, which she will use to buy undergarments, outerwear, medications, multi-use products and Christmas decorations. She will then be able to satisfy the orders of her clients, which she took during her pre-sale and which will help her to generate more income. This will allow her to achieve success with the investment from her Kiva loan.

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Translated from Spanish by Kiva volunteer Amy Volz

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