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Luz Y Vida Group
In this Group: Rosa, Manuela, Margarita, Tomasa, Maria, Tomasa, Anastasia, Sandra, Natalia, Irma, Elena, Elena, Teresa, Tomasa
Rosa is 35 years old, married and has no children yet. She has a primary school education. She raises farm animals, specifically chickens, hens and turkeys. She started this business raising free range chicks, and so far has 15 years experience.

She is organizing the group and applying for a loan, which she will use to buy chickens for fattening. She hopes in the future to have a large chicken operation, and good earnings when she sells.

The other members of the group work in handicrafts, embroidery, weaving, selling firewood, making blouses and raising animals.
View original language description ↓
La señora Rosa esta casada, tiene 35 años de edad, cursó los años de educacion primaria, aun no tiene hijos, se dedica qa la crianza de animales domésticos, específicamente la crianza de pollos, gallinas y chompipes, inicio este negocios con la crianza de pollitos de granja, hasta ahora lleva 15 años de experiencia.

Organiza un grupo y solicita un préstamo que lo utilizara para la compra de pollos de engorde, espera en el futuro tener, una granja grande, y así al venderlo tener buena ganancias. Las demás integrantes del grupo se dedican a la artesanía, bordados, tejido, venta de leña, confección de blusas, y a la crianza de animales

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 48
    View loans »
    Guatemala Loans Fundraising
  • $12,572,075
    Funds lent in using Kiva
  • 7.9
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Luz Y Vida Group's $3,000 loan helped a member to buy farm animals.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 22, 2012
Nov 19, 2012
Currency Exchange Loss:
Jun 18, 2013