A loan of $825 helped to stock merchandise such as clothing for children and adults, pants, shirts, t-shirts, dresses, shorts, underwear, perfume, and cosmetics.


Ruth Mercedes's story

Ruth is a single mother with two children, who are 14 years old and 5 months old. Se is originally from the Department of Chinandega, which is in the western region of the country. Ruth works buy selling general merchandise including clothing for children and adults, pants, shirts, t-shirts, dresses, shorts, underwear, perfume, and cosmetics.

The reason for this loan is to invest in working capital to increase her merchandise and therefore increase her profits. She also takes advantage of sales during Christmas, and is able to meet her customers' demands. Ruth distributes her products by traveling. Her daily routine is to work ten hours a day. She goes out to the street to sell merchandise to regular and prospective customers. Ruth is grateful to the Kiva lenders who provide help to people with limited resources and poor countries like Nicaragua so they may have a decent standard of living.

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Translated from Spanish by Kiva volunteer Amy Polenske



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