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Sandro Francisco

Update on Sandro Francisco

Sandro Francisco is 43 years old. He is married and has four children. He lives with his wife and children in the city of Ventanas in Los Ríos province.

He is a member of the Jerusalem communal bank, which is located in the rural settlement of Caimito I in Puerto Pechiche parish in Pueblo Viejo canton. This bank works in short-cycle agriculture growing corn, rice, and pigeon peas.

Sandro Francisco is a farmer and grows corn and rice. He is asking for the loan to buy insecticides, urea, weed killer spray, and manure. With the help of the loan, he will be able to buy fertilizers for the crops.

He trades in the city of Ventanas in Los Ríos province. The challenges he faces are infestations. His dream is to continue prospering and to obtain more loans. In his free time, he likes to watch the news and play indoor soccer. He is very grateful for the previous loan because he was able to buy what he needed for farming.
View original language description ↓
Sandro Francisco tiene 43 años de edad es casado tiene cuatro hijos, vive con la esposa y con los hijos en la ciudad de ventanas provincia de los ríos.

Es integrante da la VRC JERUSALEN, se encuentra ubicada en el recinto el Caimito I, perteneciente a la parroquia Puerto Pechiche Cantón pueblo Viejo, Esta Ventanilla se dedica labores agrícolas de ciclo corto siembra de maíz, arroz, frejol Gandul.

Sandro Francisco se dedica a la agricultura a la siembra de maíz, arroz. Solicita el crédito para comprar insecticidas, urea, líquido mata maleza, abonos. Con la ayuda del crédito podrá comprar los fertilizantes para las siembras.

Las compras y las ventas las realizará en la ciudad de Ventanas Provincia de los ríos. Los desafíos a los que se enfrenta son las plagas.
El sueño es seguir prosperando y acceder a más crèditos. En el tiempo libre le gusta ver noticias y jugar indor. "Esta muy agradecido por el crédito anterior porque pudo comprar lo necesario para la agricultura".

Previous Loan Details

Sandro Francisco is 42 years old, is married, and has 4 children. He lives with his wife and children (ages 17, 13, 7, and 2) in the canton of Ventanas, Los Ríos province. The JERUSALEN rural loan group is based in the precinct of El Caimito, which is part of Puerto Pechiche parish in the can... More from Sandro Francisco's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 43
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Sandro Francisco to purchase insecticides, urea, weed killer spray, and manure.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Oct 30, 2012
Nov 19, 2012
Currency Exchange Loss:
Aug 17, 2013