Herland, 29, has a son who is four years old. He makes a living selling an assortment of soft drinks in his sales stand located in the zone of Flamingo, in the city of Santa Cruz.
This loan is his first loan cycle within the institution. Herland is going to use this loan for the purchase of an assortment of wholesale soft drinks and a fridge to keep the soft drinks cold. The reason he is requesting this loan is that he lacks cash for the purchase, and since this time of year is very hot, there is a high demand for his products.
Herland faces challenges in his business such as competition, since there are many soft drink sales stands in the area.
He is going to use his profits to have capital for investment. His wish is to have a snack stand where he can offer an assortment of juices, coffee and a variety of pastries - that way he can increase his earnings.
El Sr. Herland tiene 29 años tiene un hijo que tiene la edad de 4 años, el se dedica a la venta de variedad de refrescos en su puesto de venta que se encuentra en la zona de Flamingo de la ciudad de Santa Cruz, este préstamo es su primera secuencia dentro de la institución, el Sr. Herland va a utilizar este préstamo para compra de variedad de refrescos al por mayor y de una heladera para mantener los refrescos fríos, su razón para solicitar este préstamo la falta de efectivo para la compra ya que esta época es de mucho calor y tiene mucha demanda de sus productos , El Sr. Herland enfrenta retos en su negocio que son la competencia ya que existen muchos puestos de venta de refrescos por la zona, va a utilizar los beneficios en tener un capital de inversión, su deseo es de tener un snak donde pueda ofrecer variedad de jugos, café y variedad de repostería y así incrementar su ganancias.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.