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Luis Walter

Update on Luis Walter

Luis Walter is 39 years old and is married with four sons. He lives with his wife and children in Ventanas in Los Ríos Province.

He is a member of the JERUSALEN community bank, located in Caimito I district, in the Puerto Pechiche parish of Pueblo Viejo Canton. The members of this bank work in short-cycle agriculture, growing corn, rice, and pigeon peas.

Luis Walter makes his living in agriculture, growing corn and rice. He is requesting a loan to buy pesticides, urea, liquid weed-killer and fertilizers.

With the help of this loan, he will be able to buy fertilizers for his crops. He will buy the products he needs in the city of Ventanas in Los Ríos Province.
The challenges he faces are pests and bad weather.

His dream is to buy a farm. In his free time he enjoys playing indoor soccer. He is very grateful for the previous loan because it has served him well.
View original language description ↓
Luis Walter tiene 39 años de edad es casado tiene 4 hijos vive con los hijos y la esposa en la ciudad de Ventanas Provincia de los Ríos.

Es integrante da la VRC JERUSALEN, se encuentra ubicada en el recinto el Caimito I, perteneciente a la parroquia Puerto Pechiche Cantón pueblo Viejo, Esta Ventanilla se dedica labores agrícolas de ciclo corto siembra de maíz, arroz, frejol Gandul.

Luis Walter se dedica a la agricultura a la siembra de maíz, arroz. Solicita el crédito para comprar insecticidas, urea, líquido mata maleza, abonos.

Con la ayuda del crédito podrá comprar los fertilizantes para las siembras.
Las compras las realizará en la ciudad de Ventanas Provincia de los ríos. Los desafíos a los que se enfrenta son las plagas y el mal clima.

El sueño es comprarse una finca. En el tiempo libre le gusta jugar indor. "Esta muy agradecido por el crédito anterior porque le ha servido de mucho".

Previous Loan Details

Luis Walter is 38 years old and married with three children. He lives with his wife and children in Canton Ventanas in the Los Ríos Province. The JERUSALEN community bank is located in El Caimito, in the Puerto Pechiche parish of Canton Pueblo Viejo. The members of this bank work in short-cyc... More from Luis Walter's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 67
    View loans »
    Ecuador Loans Fundraising
  • $26,542,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Luis Walter to buy pesticides, urea, liquid weed-killer and fertilizers.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Oct 30, 2012
Nov 19, 2012
Currency Exchange Loss:
Aug 17, 2013