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Beautiful Flowers Group
In this Group: Sampson, Cynthia, Gladys, Mabel, Grace, Rebecca, Asheley, Mary, Victoria, Joseph, Mary, Grace, Victoria, Millicent
This group of friends and neighbors live in the district of 'kpeshie' in the greater Accra region of Ghana. This group is made up of 14 people who are searching continuously for opportunities to make a headway in business, and to bring a better future to their children through their daily efforts. The primary business activities of the members are, for example: food sales, sales of crafts, a grocery store, fuel sales, drinks, fish, meat, fruit, sandals, materials, and much more.

Mabel is a member of the group and her primary economic success has been in the sales of sandals and fruits like pineapple, pawpaw (papaya), grapes, and bananas. She runs a shop where she sells sandals and fruits, from 7:00 a.m. to 6:00 p.m., at her residence. She buys items from the market and supplies part to her punctual customers and sells part to the nearby customers. It has been 10 years since she began this business, and it is going very well for her, thanks to the effort she puts into her work and the support she received from ID-Ghana through Kiva. At this time, Mabel is in need of a loan of 1,000 Ghana cedis (GHS) to buy enough fruits and sandals to supply to customers. With Christmas approaching, customers are demanding for childrens' sandals for the celebration.

The members as a whole are thankful for the opportunity that has been offered and promise to make payments of each of their different loans on schedule as arranged. The group needs a total amount of 9,800 GHS to improve their businesses.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 26
    View loans »
    Ghana Loans Fundraising
  • $12,634,025
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Beautiful Flowers Group's $5,225 loan helped a member to buy fruits and sandals to supply to customers.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 20, 2012
Dec 1, 2012
Currency Exchange Loss:
Aug 17, 2013