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Roena is 68 years old. She is from a small village in the Mtskheta district. She lives with her husband. The family runs an agricultural business. In particular, they have 2 milk cows, whose milk is used in cheese production. Roena sells cheese locally in an open market at a good price. Roena also owns a plot of land, where she grows different kinds of vegetables. She is very hardworking and does her best to ensure a good harvest. Roena requested a loan to purchase building materials. After buying building materials she will be able to finish renovating her house. The renovation will improve their living conditions. Roena awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Georgia

  • $6,100
    Average annual income
  • 28
    View loans »
    Georgia Loans Fundraising
  • $8,567,900
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Roena to purchase building materials for renovating her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 12, 2012
Nov 19, 2012
Currency Exchange Loss:
Jun 17, 2014