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Tamila is from the Khoni district of West Georgia. She is 61 years old, widowed, and lives with her adult son. Tamila is provided with a retirement pension. The family is involved in an agricultural business. In particular, they run small dairy farm of 2 calves and 2 milk cows, whose milk is used in cheese products. The cheese is sold at the local open market. Besides dairy farming, Tamila grows maize on the family-owned agricultural land and sells the harvested products for a good price. In addition, the family owns a vineyard and produces wine and vodka with the harvested grapes. They have three pigs as well and sell piglets seasonally.

Tamila works hard to do her best for her family. She wants to make some improvements and repairs to her old house but the amount of money she has isn't enough, so she is requesting a loan to cover the costs of repairing the house such as changing windows, painting, etc. Taking this loan will create for Tamila and her family suitable home conditions and enable them to enjoy living in their house.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Georgia

  • $6,100
    Average annual income
  • 46
    View loans »
    Georgia Loans Fundraising
  • $8,648,750
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Tamila to renovate the house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 12, 2012
Nov 19, 2012
Currency Exchange Loss:
Aug 17, 2013