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Venera is a 60-year-old woman from Dusheti district. She lives with her son and 14-year-old grandson, who goes to school. The family runs an agricultural business. In particular, they have five milk cows. Venera milks cows and produces yogurt, which is sold with milk locally in an open market. Besides this, Venera has 45 hens, and she also sells eggs.

She is a very hardworking woman and has a rich experience in her business. Venera requested a loan for purchasing a milk cow. After purchasing an additional cow, Venera will be able to increase the income of the family. With increased income their living conditions will be improved. She awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 29
    View loans »
    Georgia Loans Fundraising
  • $8,567,900
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Venera to purchase a milk cow.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 31, 2012
Nov 19, 2012
Currency Exchange Loss:
Jun 17, 2013