Avavili is a 66-year-old married woman with three children. She would like to start a cattle farm to earn a living. Avavili has requested a loan to buy a cow in order for her to start a cattle farm. She has been a member of SPBD for one year. Avavili will spend her profits to expand and improve her cattle farm.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.