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Rabia's Group
In this Group: Rabia, Shagufta, Shaheen , Sabiha, Zara, Shazia, Sadia
Rabia is a responsible 33-year-old housewife. She lives with her husband and two sons in Rawalpindi, Pakistan. Her husband is a salesman and works very hard to meet his family's needs. Both of her sons are students. Rabia dreams of having her own house where she can live happily with her husband and children, as currently she is living in her brother-in-law's house with her family.

Since 2009, Rabia has owned a small garment business at home to contribute to her family's income. Her garment business is going well. As the winter season has started, she is interested in purchasing some warm products like sweaters, coats, gloves, caps, etc. so that she can sell a variety of warm clothes to her customers. However, due to the lack of capital, she is unable to purchase warm clothes.

Rabia, as a member of a 7-person lending group, has therefore requested a loan from Kiva's partner, BRAC Pakistan. With the help of this loan, she can increase her profit as well as her monthly savings so she can provide a better future of her children.

Rabia and her husband are very hopeful that the loan will be a lucky and productive one for their family.

Note: In the photo, Rabia is holding a passbook in her hand.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 276
    View loans »
    Pakistan Loans Fundraising
  • $17,646,350
    Funds lent in using Kiva
  • 95.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Rabia's Group's $1,250 loan helped a member to purchase a variety of warm clothes to sell.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Nov 10, 2012
Dec 1, 2012
Currency Exchange Loss:
Sep 17, 2013