Lilian is 21 years old and married with two children. She owns and operates a small store, selling items such as bags of sugar, flour, salt, boxes of chicken, snacks and sweets. She has been doing this for many years. Lilian needs a loan to restock the shop. She hopes to use her profits to expand the business. She became a member of SPBD in 2010 to gain access to capital for her business.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.