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Paa Group
In this Group: Patience, Kai
Paa is the group name. It has two members who are both residing in Teshie in the Greater Accra region of Ghana. They have been together for the past two years and doing very well in their respective businesses.

Patience is a 33-year-old married woman who has 2 children. She sells rice cookers, blenders and glasses. She has 9 years of experience and works from Monday to Saturday and from morning to evening.

She is constantly working to improve on her business capital. This is in her 5th loan with ID-Ghana and she needs GHS 900 to buy goods and to sell to her customers. She is married to Mustapha, a 34-year-old business man.

She sells to generate money to take care of family expenses and for her housing project. Her business is doing well. She buys from the market and sells in her locality.

Both Patience and Kai need 1,600 Ghana cedis, altogether, to expand their businesses and buy more goods to sell to their respective customers.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 21
    View loans »
    Ghana Loans Fundraising
  • $12,624,300
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Paa Group's $875 loan helped a member to buy more goods to sell to her customers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 19, 2012
Dec 1, 2012
Currency Exchange Loss:
May 17, 2013