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Muhabbathon is a woman of 19 years living in a rural area. Muhabbathon works as a teacher in a kindergarten. In her free time on the weekends, she does sewing of women's national dresses.

Muhabbathon is married. Her husband is presently in the Russian Federation earning a living and as possible sends money every month to his wife.

Muhabbathon wants to make some repairs to their home and plans to use the loan to buy building materials. She thanks Arvand for the support in the resolution of her financial problems.
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Мухаббатхон, женщина в возрасте 19 лет, проживающая в сельской местности. Мухаббатхон работает в детском саду, воспитательницей. В свободное от работы время по выходным она занимается шитьем женской национальной одежды. Мухаббатхон замужем. Супруг ее в данное время находится в Российской Федерации на заработках и по возможности каждый месяц отправляет жене денежные средства. Мухаббатхон хочет сделать небольшой ремонт в своем доме и на полученный кредит планирует купить строительные материалы. Она благодарит "Арванд" за поддержку в решениях ее финансовых проблем.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 243
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Muhabbathon to buy building materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 9, 2012
Nov 20, 2012
Currency Exchange Loss:
Dec 17, 2013