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Update on Natalia

Thanks to her previous loan, Natalia has increased her income and was able to purchase a few household appliances for her home.

Lately, Natalia's business has been shifting toward selling clothing of larger sizes. This time, she is requesting a loan to purchase women's sweaters and coats.

As before, Natalia is helping to pay her son's college tuition. Her dream is to go on a winter vacation with her family to the mountains in western Ukraine.
View original language description ↓
Благодаря предыдущему кредиту Наталья увеличила свой доход и смогла приобрести бытовую технику для своего домашнего хозяйства. В последнее время в ее бизнесе наметился переход на товар больших размеров. В этот раз Наталя просит предоставить ей кредит на закупку женских свитеров и курток. Наталья по-прежнему помогает своему сыну оплачивать учебу в колледже. Ее мечта - поехать на зимний отдых в горы на Западну Украину со своей семьей.

Previous Loan Details

Natalya is married. She sells women's clothing at Yulana market in Pavlograd town. Natalya started her own business 13 years ago. A small salary that was not paid on time forced her to think of having her own business. She began to sell women's clothing and her business began to grow. Recently sh... More from Natalia's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 2
    View loans »
    Ukraine Loans Fundraising
  • $6,441,575
    Funds lent in using Kiva
  • 8.2
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Natalia to stock up on women's sweaters and coats.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 22, 2012
Nov 19, 2012
Currency Exchange Loss:
Aug 17, 2013
This photo was used before for a previous loan for Natalia. It was first posted on Kiva on Dec, 2011. Learn More