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Maria Auxiliadora
Auxiliadora is an employee that works in the toughest department of the municipality which is sweeping the streets early in the morning, she's worked there for 11 years, a regular work day for her beings at 3 AM and ends at 6 AM, little by little she has been requesting financing and buying materials to fix her house, currently her loan request was approved and she took advantage of it to build the front part of her house because she dreams with having beautiful home.
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La señora Auxiliadora es asalariada trabaja en el sector más duro de la alcaldía en barrido de calle de madrugada, tiene 11 años de trabajar en dicha empresa, un día de labor para ella empieza desde las tres de la madrugada hasta las seis de la mañana, poco a poco ha venido solicitando financiamientos y comprando materiales para componer su vivienda, en la actualidad su solicitud le fue aprobada y aprovecho para levantar el frente su su casa ya que lo que ella sueña es tener su casa bien bonita.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 53
    View loans »
    Nicaragua Loans Fundraising
  • $26,297,675
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Maria Auxiliadora to buy construction materials for her house, concrete, stone, sand.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 24, 2012
Nov 19, 2012
Currency Exchange Loss:
Nov 18, 2013