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Irma Del Carmen
Irma is a native of Estelí. She is 52 years old, the mother of four children and a retailer. She says that she started her business with her own capital, which she earned selling "nacatamal" (steamed meat and vegetable pasty, cooked in banana or maize leaves) and vegetables. With the money that she saved, she decided to open her own business. She is currently the owner of a small grocery, which she has run for the last two years. Irma has her husband's support. She would like to sell her products in her neighborhood. She expects to increase her sales and earn a better income.
Irma is requesting the loan in order to purchase basic food items like rice, sugar, beans, cooking oils, snacks, etc. Since her objective is to increase her sales once she has more products in her inventory and to offer a greater variety of products to her customers, her future plans are to expand her grocery to earn a larger income and to purchase a display case for her products.
View original language description ↓
Irma originaria de Estelí, con 52 años de edad, madre de 4 hijos, de oficio comerciante. Ella cuenta que inicio con capital propio, dinero que obtuvo vendiendo nacatamal y verduras, luego con el dinero que fue ahorrando, decidió poner su propio negocio. Actualmente es dueña de una pulpería de la que es propietaria hace 2 años. Ella cuenta con el apoyo de su esposo, le gustaría comercializar sus productos en el mismo vecindario, su expectativa es incrementar sus ventas para obtener mejores ganancias.
Irma está solicitando el préstamo para comprar granos básicos como arroz, azúcar, frijoles, aceite, snacks, etc. Ya que su objetivo es incrementar sus ventas al tener más productos en inventarios y poder ofrecer más variedad de productos a sus clientes, sus planes futuros son ampliar su pulpería para obtener mayores ganancias y poder comprar una vitrina en donde pueda exhibir sus productos.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,410,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $250 helped Irma Del Carmen to purchase basic food items like rice, sugar, beans, cooking oil, snacks, etc.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Nov 14, 2012
Nov 19, 2012
Currency Exchange Loss:
Sep 17, 2013