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09.01.11 Phú Sơn3 Group
In this Group: Nhàn, Nga, Lan, Tình, Hằng
Nhàn is 56 years old and is married with two children. She lives in Thanh Hoa city, an urban town in Thanh Hoa province, with no dependents. Nhàn is the group leader of the 09.01.11 Phú Sơn3 solidarity group, which consists of five members.

Nhàn has a general store and has been involved in this business for more than ten years. The main hardship that she faces in her business is the lack of capital.

She is requesting a loan to purchase sweets, candy, milk and soap to resell. This is Nhàn's first loan with Fund for Thanh Hoa Poor Women.

In the future, Nhàn hopes for her business to do well, for her family to be healthy and happy, and to go on a vacation within the country.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 72
    View loans »
    Vietnam Loans Fundraising
  • $17,316,975
    Funds lent in using Kiva
  • 20,833.3
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 09.01.11 Phú Sơn3 Group's $1,275 loan helped a member to purchase sweets, candy, milk and soap to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 7, 2012
Nov 26, 2012
Currency Exchange Loss:
Dec 17, 2013