Check out other loans that are currently fundraising!

Update on Isata

This is 34-year-old Isata. She is married and has one child, aged 16 years. She has one additional dependent, who lives with her because she is her late sister's child. Isata is assisting her niece with her education. In 2002 Isata established her business, selling hair products, jeans, and blouses. She began her business because she wanted to be self-reliant, after graduating from a technical school. Her business is located in the outskirts of town, and her customers are both ladies and gents. Working seven days a week and 14 hours a day, she earns about 1,450,000 SLL every month from this business.

She would like a loan in the amount of 5,000,000 SLL. Isata has previously received, and successfully repaid, two loans. Now she requires a new loan in order to buy more hair products. She hopes that this loan can improve on her hair product sales. Isata plans to move the shop to the center of town and improve the boutique, in the future. The loan can improve her sales and maximize her profit. Isata says: "I thank ARD for the support." She thanks you, also, for your support.

Previous Loan Details

This is 34 year-old Isata. She is married, and has one child who is 16 years old. She has one additional dependent, who lives with her because she is her late sister’s child. In 2002, Isata established her hair products, jeans, shirts, shoes, and salon business. She began her business to be ... More from Isata's previous loan »

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Sierra Leone

  • $2,100
    Average annual income
  • 14
    View loans »
    Sierra Leone Loans Fundraising
  • $9,542,800
    Funds lent in using Kiva
  • 4,318.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Isata to pay for hair products.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 7, 2012
Nov 18, 2012
Currency Exchange Loss:
May 17, 2013