A loan of $1,425 helped buy perfumes, creams, cosmetics, and all types of clothes.

Flerida Mallita's story

The Union and Development Communal Bank meets every 15 days in the tenement block Orquídeas in Portoviejo city. This place is known for its inhabitant's warmth and enthusiasm to thrive.

Here Mrs. Flerida lives. She is 38 years old, married, and has yet to have any children. Her husband is a public worker.

She is a housewife and helps financially by selling catalog clothes and Yambal, Avon, and Esika products (beauty products, cosmetics, perfumes, and women's accessories.) She works three hours everyday. She visits her clients in the afternoons and evenings since they are available after work. She takes credit and receives the payments weekly. She has been working in this business for 4 years and it has been going very well.

This loan will be used to buy perfumes, creams, cosmetics, and all types of clothes. She has been with the communal bank since it started and enjoys it since help is offered with loans.
Her dream is to succeed with her business.

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Translated from Spanish by Kiva volunteer Susan Garza

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