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This is 44-year-old Mariatu. She is married and has three children ages 18,15 and 12 years. All are school-going children. She has one additional dependent who lives with her so she can go to school and help with domestic work. In 1981, Mariatu established her local produce (beans, garri, benny) business. She began her business because she was not fortunate enough to go to school. Her parents were traders, whom she used to help in the market. She learnt a lot from her mother's business. She helped her to set up her own business and through the years her business has developed gradually.

Working seven days a week and 11 hours a day, she earns about Le 967,000 every month. She would like a loan of Le 5,000,000 to purchase palm oil and beans and for transport. In the future, Mariatu plans to build a house and send her children to college. She is hard-working and committed to her business. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 33
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,318.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Matriatu to buy more palm oil and beans to sell.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Nov 19, 2012
Nov 18, 2012
Currency Exchange Loss:
Jun 17, 2013