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Sabrina Del Rosario
Sabrina is 23 and has been working as a cashier in a supermarket for the last year. She has no children yet, and lives in her parents' house with her husband who is a taxi driver, so that the two of them can get ahead. She is requesting a loan to build an extra room onto her parents' home so that she and her husband can have more privacy. For this reason she is requesting her first loan of 15,000 córdobas to be able to buy construction materials such as cement, sand, iron, cinderblocks and gravel and to pay labour costs.
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La joven Sabrina tiene 23 años de edad, de oficio cajera desde hace un año en un supermercado, no tiene hijos aun, habita en casa de sus padres con su esposo quien trabaja como taxista, de esa manera ambos salen adelante. Ella solicita el crédito para la construcción de un anexo de cuarto en casa de sus padres para obtener mayor privacidad Sabrina y su marido, por lo que le urge la construcción de su habitación por esta razón está solicitando este primer crédito con un monto de 15,000 córdobas para poder comprar materiales de construcción como lo son cemento, arena, hierro, bloques, piedrines y pagar la mano de obra.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 54
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Sabrina Del Rosario to buy cement, sand, iron, cinderblocks and gravel and to pay labour costs to build an extra room.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Nov 13, 2012
Dec 1, 2012
Currency Exchange Loss:
Dec 17, 2013