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This is 38-year-old Adiatu. She is married and has 2 children aged 15 and 12. They are both in school. In 2006, Adiatu established her clothing and footwear business. She began her business after the war; she went to Freetown where she started doing small trading at home. After two years her husband sent her money to relocate to Makeni and open a permanent business. Though she was not doing business before this time, she was able to acquire good business techniques from her friends. She works hard in order to develop her business and she has supported her family through the years.

Working 7 days a week and 11 hours a day, she earns about Le 1,771,000 every month from this business. She would like a loan in the amount of Le 6,000,000. Adiatu requires a loan in order to purchase 2 bails of English wax (light cotton fabric printed with a West African design made using a wax-printing process) at a price of le 3,000,000 each. In the future, Adiatu plans to open another outlet for African ready-made designed clothing. Her challenges are changes in foreign exchange rates.

Adiatu is hard-working and committed to her business and she thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 14
    View loans »
    Sierra Leone Loans Fundraising
  • $9,542,800
    Funds lent in using Kiva
  • 4,318.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Adiatu to buy fabric to sell in her clothing store.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 17, 2012
Nov 18, 2012
Currency Exchange Loss:
Jul 17, 2013