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Ramona Guadalupe
Ramona lives in the semi-urban area around the city of Guyaquil called Guasmo. She is 57 years old, single, and has two grown, independent children. As a result of her separation from her ex-husband, Ramona decided to look for a job, but since nobody would give her the opportunity to work for a business she gathered all of the money she had and opened her own general store. She currently works in the store every day from 8 in the morning until 10 at night.

With this loan, she will buy rice, sugar, flour, display cases, and other items to fix up the shop. Her goal is to have a mini-market that is recognized in the city for serving all of its customers' needs.
View original language description ↓
Ramona vive en un sector periurbano de la ciudad de Guayaquil llamado Guasmo, tiene 57 años de edad es soltera y tiene hijos mayores de edad por lo ya que son independientes. Ella a raíz de la separación de su ex pareja toma la decisión de buscar trabajo y como nadie le dada la oportunidad de trabajar en una empresa, junto dinero que tenia y dio apertura a su negocio propio que es una tienda de víveres en general. En la actualidad trabaja en su tienda de víveres todos los días desde las 8 de la mañana hasta las 10 de la noche. Con el préstamo comprara arroz, azúcar harina, vitrinas y arreglara su local, etc. Su meta es tener un mini market reconocido en la ciudad para satisfacer las necesidades de los consumidores.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 24
    View loans »
    Ecuador Loans Fundraising
  • $26,445,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,575 helped Ramona Guadalupe to buy rice, sugar, flour, display cases, and other items to fix up her shop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 17, 2012
Dec 1, 2012
Currency Exchange Loss:
Nov 21, 2013