Román is 51 years old and works as a security guard in a state institution. He is married and has four children to support.
He is requesting a loan to purchase cement, sand, corrugated iron, and wood, as well as to pay for labor.
He has shown himself to be an honest person who fulfills his obligations.
He is grateful to the people who make the dream, common to all mankind, of providing a decent roof for his family a reality. This dream is the fruit of his labor and the good habits and values inherited from his parents.
El señor Román a la edad de cincuenta y un años labora de guarda de seguridad en una institución del estado,
Es casado y padre de tres hijos a su cargo.
está solicitando crédito para compra de cemento, arena, zinc, madera así como para el pago de mano de obra.
Ha demostrado ser una persona honesta y que cumple con sus compromisos adquiridos.
A la vez agradece a personas que hacen posible el sueño de todo ser humano como lo es de tener un techo digno para su familia, el cual es fruto de su trabajo y buenas costumbres valores que son herencia de sus padres.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.