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Freddy Daniel
Freddy is a tourist guide at a prestigious hotel in the beautiful beaches of Nicaragua. In addition he operates a train, which hotel guests use as transportation between the recreational areas the hotel offers.

He is father to four sons in his care and is asking for a loan to buy sand, cement and gravel to improve his house.
He is known for being polite and honest, which is why he gains the trust and attention of his clients, allowing him to earn additional income during his daily job. This is reflected in economic and family betterment.
View original language description ↓
Freddy labora como guía de turistas en un prestigioso hotel de las bellas playas del pacifico de Nicaragua además de conducir un tren donde se trasladan los huésped a los diversos puntos de recreación que brinda dicho centro turístico.

Es padre de cuatro hijos a su cargo y solicita crédito para compra de arena, cemento y piedra triturada para la mejora de su vivienda.

Es conocido como una persona respetuosa y honrada por lo que se gana la confianza de los clientes por su atención, recibiendo de esta forma otros ingresos adicionales en sus jornadas laborales. Los cuales se ven reflejada en una mejoría económica y familiar.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 69
    View loans »
    Nicaragua Loans Fundraising
  • $25,754,375
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Freddy Daniel to buy building material such as cement, sand, gravel, wood and labor.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Nov 3, 2012
Nov 18, 2012
Currency Exchange Loss:
Mar 17, 2014