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Gladys Monserrate
Gladys is 58 years old, divorced, and has two grown and independent children. She began her sewing business many years ago when she bought a sewing machine and put a sign outside of her house saying she made clothes. Soon after she had a lot of business from neighbors and friends, and had enough money to buy another sewing machine. She currently works with two assistants, Mondays through Saturdays, from 8 in the morning until 6 in the evening.

With this loan, she will buy another sewing machine, thread, and other sewing materials. Her goal is to be able to teach many people how to sew, in order to provide work for people who need it.
View original language description ↓

Gladys tiene 58 años de edad de estado civil es divorciada y tiene 2 hijos que son mayores de edad por lo que ya son independientes. Ella comenzó su taller de costura hace muchos años atrás cuando se compra una máquina de coser y puso un letrero fuera de su casa diciendo se confecciona ropa y tuvo mucha acogida entre vecinos y amigos por lo pronto, Gladys tuvo un capital y compro mas máquina de coser. En la actualidad trabajan con 2 ayudantes de lunes a sábados desde las 8 de la mañana hasta las 6 de la tarde. Con el crédito comprara otra máquina de coser, hilos, cierres etc. Su meta e poder enseñarles este oficio a muchas personas y así poder brindar trabajo a mucha gente que lo necesite.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $825 helped Gladys Monserrate to buy a sewing machine, thread, and other sewing materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 17, 2012
Dec 1, 2012
Currency Exchange Loss:
Nov 21, 2013