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Update on Juana

The member belongs to "Valle Sagrado de Calca" Communal Bank, located in the district of Calca, in the province of Calca and department of Cusco.

The member is Juana, who remains active with her grocery store business. She has had this business for a while, which is going well thanks to the hard work she puts into it each day. She sells different types of products, such as rice, sugar, milk, soda, and snacks, among others. She wants to be able to keep on working in order to continue supporting her family.

She is requesting the loan to buy merchandise such as soda and sugar for her business.

She is happy about the loan and is committed to making the repayments.
View original language description ↓
La socia pertenece al banco comunal “VALLE SAGRADO DE CALCA”; El banco está ubicado en el distrito de Calca, perteneciente a la provincia de Calca, y departamento de Cusco.

La socia es la Sra. Juana;la socia continua con su negocio de tienda de abarrotes,la socia lleva buen tiempo en este negocio el cual le va bien gracias al empeño que le pone cada dia a su negocio,la socia vende diferentes tipos de productos como arroz,azucar,leche,gaseosas ,golosinas entre otros,la socia desea poder seguir trabajando para de esta forma seguir apoyando a su familia.
La socia solicita el credito para la compra de mercaderia como gaseosas y azucar para su negocio.

La socia está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.

Previous Loan Details

The member belongs to Valle Sagrado de Calca Communal Bank, located in the district of Calca, in the province of Calca and department of Cusco. Juana, the member, is 52 years old and single with one child. She alternates her daily activities with her grocery store business selling basic househo... More from Juana's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 51
    View loans »
    Peru Loans Fundraising
  • $63,757,850
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Juana to buy merchandise such as soda and sugar for her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 17, 2012
Nov 18, 2012
Currency Exchange Loss:
May 17, 2013
This photo was used before for a previous loan for Juana. It was first posted on Kiva on Oct, 2011. Learn More