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Thirty-seven-year-old Amadu is the married father of three children aged seven, six, and three years; two of them attend school. Poverty limited his educational opportunities, so in 1998, Amadu established his Lacoste, trouser and skirt business. He used to assist his uncle in business for commission, managing to accumulate the money he used to buy a bale of used clothing. The business has now grown from one bale to five bales of used clothing. Working 7 days a week and 11 hours a day, he earns about Le 2,000,000 every month.

Amadu is requesting a loan of Le 4,000,000 to buy Lacoste - three bales @ Le600,000; jeans - two bales@800,000; and trousers - one bale@600,000. In the future, Amadu plans to build a house, educate his children, and acquire a shop. The loan will help him develop his business by generating more income.

A hardworking businessman, Amadu thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 46
    View loans »
    Sierra Leone Loans Fundraising
  • $10,068,550
    Funds lent in using Kiva
  • 4,318.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Adama to buy more t-shirts, trousers and skirts for his business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 17, 2012
Nov 18, 2012
Currency Exchange Loss:
Jul 17, 2013