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Rosa Lidia
Rosa Lidia lives with her son and grandchildren. She has a store where she sells basic necessities such as beans, rice, bread, milk, eggs, sugar, soap, and other products. Rosa has been in business for several years and has gained a great deal of sales experience, which has allowed her to generate more income. She is well-known in her town since people recommend her store because it is always stocked. Her customers are always looking for affordable prices, quality products, and excellent service.

Rosa is a woman who is dedicated to her work, energetic, and motivated to succeed. She enjoys the process of chasing her dreams, so she strives to do her best to attain them. As a result, she has had much success in life. Like any good merchant, she wants to grow her business so she will make a new investment with the loan she requested from Apoyo Integral. This loan will enable her to buy basic grains, snack foods, bread, instant products, beverages, soap, and other items.

Rosa Lidia has good credit references and moral character beyond reproach. She is pleased to have this support and is certain that she will be able to repay this debt. Rosa is also confident that she can provide financial security for her household.

View original language description ↓
Rosa Lidia vive junto a su hijo y nietos, ella posee una tienda donde vende artículos de primera necesidad frijoles, arroz, pan, leche, huevos, azúcar, jabones entre otros, tiene varios años con el negocio y eso le ha regalado mucha experiencia en las ventas que le permite obtener siempre las mejores ganancias, es muy conocida en la localidad la gente la recomienda porque su tienda es muy surtida siempre tiene lo que la gente necesita a precios accesibles, con producto de calidad y un servicio excelente; Rosa es una mujer dedicada a su labor, enérgica, y muy motivada a salir adelante, le gusta luchar por sus sueños sabe que si se esfuerza al máximo lograra lo que se propone y tendrá mucho éxito en su vida. Como toda buena comerciante quiere acrecentar el negocio y realizar una nueva inversión por eso le solicita a INTEGRAL un crédito que le permita comprar granos básicos, golosinas, pan, producto instantáneo, bebidas, jabones, etc. Rosa Lidia tiene buenas referencias de pago y una moral intachable esta satisfecha con el apoyo, tiene la certeza que podrá saldar la deuda y a la vez confía en que llevara a su hogar seguridad económica.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 555
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Rosa Lidia to buy basic grains, snack foods, bread, instant products, beverages, soap, and other items.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Nov 10, 2012
Dec 1, 2012
Currency Exchange Loss:
Jul 20, 2013