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Mahluqa is a 41-year-old widow who lives with her two children. Her son works as a retailer at the food market and gets a monthly salary.

The family’s main income comes from agricultural activities: Mahluqa has 3 milk cows and she produces milk products like cheese, butter and yogurt, which are sold locally.

She has requested a loan to purchase cattle. This will enable her to increase production, significantly increasing the income of the family, thus improving their living conditions.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.

About Azerbaijan

  • $10,800
    Average annual income
  • 24
    View loans »
    Azerbaijan Loans Fundraising
  • $14,860,125
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD