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Santos is 40 years old and lives with her children in her own home. She has a store where she sells rice, bread, instant products, and soap. Santos also sells popsicles and ice cream products from her business and as a street vendor. She has managed her business for several years and has gained valuable sales experience, which has allowed her to generate more income. Santos is well-known and has many customers who prefer to do business with her because everything she sells is of first-rate quality and offered at affordable prices. In addition, her service is unequaled since she always considers her customers her first priority.

Santos is an energetic and hardworking woman who has many goals that she would like to accomplish. She is willing to do her best because she knows that is the only way for her to fulfill her dreams and become successful. Like any good merchant, Santos wants to grow her business and make new investments. However, she does not have sufficient capital, so she is requesting a loan from Apoyo Integral. The money will enable her to buy bread, popsicles, ice, snack foods, instant products, beverages, soaps, and other items.

Santos has good credit references and is confident that she will repay this debt. At the same time, she has faith that she will be able to provide financial stability for her household.

View original language description ↓
Santos de cuarenta años de edad vive junto a sus hijos en casa propia, ella posee una tienda, vende arroz, pan, producto instantáneo, jabón, entre otros además comercializa paletas y productos helados desde su negocio o de forma ambulante, tiene varios años con el negocio y eso le ha regalado experiencia valiosa en las ventas que le permite obtener las mejores ganancias, es muy conocida, tiene mucha clientela pues las personas la prefieren porque todo lo que comercia es de primera calidad y a precios accesibles además del servicio inigualable siempre a la orden de los clientes; Santos es una mujer enérgica, trabajadora, y con muchas metas por delante, esta dispuesta a esforzarse al máximo pues sabe que solo así podrá cumplir sus sueños y llegar al éxito, como toda buena comerciante quiere acrecentar el negocio y realizar nuevas inversiones pero no posee de suficiente capital por eso le solicita a INTEGRAL un crédito que le permita comprar, pan, paletas, hielo, golosinas, producto instantáneo, bebidas, jabones, etc. Santos tiene buenas referencias de pago, asegura que podrá saldar la deuda y a la vez tiene fe que podrá llevar a su hogar seguridad económica.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 524
    View loans »
    El Salvador Loans Fundraising
  • $31,744,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Santos to buy bread, popsicles, ice, snack foods, instant products, beverages, soaps, and other items.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 10, 2012
Dec 1, 2012
Currency Exchange Loss:
Jul 20, 2013