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Alice is a responsible hardworking woman who is 43 years old and married with 2 children in addition to two dependents. All the children are in secondary school. She and her husband are agriculturalists who raise cows in rural Lyantonde. It's through the sale of milk and cows that they have been able to send their children to school and take care of all their household necessities.

With the new loan Alice and her family members are excited that they will finally be able to live in a permanent house, and this will raise their esteem and status in the village. She is excited to do this with UGAFODE whose interest on this product is really affordable.

Additional Information

More information about this loan

This loan is part of UGAFODE”s Micro Mortgage Loan program.  Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation.  By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements.  UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Uganda

  • $1,800
    Average annual income
  • 180
    View loans »
    Uganda Loans Fundraising
  • $32,674,725
    Funds lent in using Kiva
  • 2,621.2
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,925 helped Alice to buy cement, tiles, glasses, paint and sand to complete her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 15, 2012
Nov 18, 2012
Currency Exchange Loss:
Jan 17, 2014